Does trip insurance cover cancelled flights?

Flights, Airlines & Airports
1

Planning a trip to Spain is always exciting, but unexpected cancellations can really complicate things. I recently had to cancel a flight at the last minute for personal reasons, and it got me thinking about whether trip insurance could have helped me avoid the financial loss. I’ve noticed a lot of mixed opinions on whether cancelled flights are actually covered by insurance.

I love spontaneous travel, but the thought of losing money on a flight is pretty stressful. In 2026, as travel continues to be unpredictable, it’s important to understand what trip insurance really offers. Are there specific policies that offer better coverage for cancellations? Has anyone here had any experiences claiming for cancelled flights?

What do you all think? Is trip insurance a worthwhile investment, or are there better ways to reduce risks while traveling?

2

I had a flight cancellation last year and I was so glad I got trip insurance. My policy covered the whole ticket price, which was a huge relief. Just read the fine print though—some plans are super specific about what they cover for cancellations. It’s worth looking into the details!

3

I’ve heard some policies are way better than others for cancellations, like ones that cover reasons beyond just illness or emergencies. Last time I traveled, I went with a policy that seemed to have good reviews, and it worked out fine for me. Anyone have a specific company they’d recommend for this?